We offer faster and more efficient funding solutions compared to traditional banks

Loans from $250,000
up to $100 million

We work on solutions to achieve your financial goals

Two people shaking hands to finalise a loan deal

Private lending has become an increasingly popular financing option across Australia for individuals seeking more flexibility in their financial decisions.

As traditional banks tighten their lending criteria, many borrowers find it difficult to access standard finance and mortgage products. In contrast, private lenders maintain fewer restrictions and continue offering funding with more adaptable borrowing terms.

Australian owned and operated, Credit Australia specialises in providing flexible loans for business, commercial, and personal needs—especially for those who have been turned away by the banks.

If you're racing against time, don't waste another minute searching for financing when the banks have said "no." We're here to offer a "yes" with our practical, common-sense approach to lending.

With over 20 years experience, we’ve been part of over $30 billion in settled loans. We offer lending amounts ranging from $250,000 to $100 million, surpassing the banks with streamlined, red-tape-free lending.

Our Services

At Credit Australia, we understand that every financial journey is unique.
That’s why we offer a range of specialised services designed to meet your individual needs.

First registered mortgages - Mezzanine/second registered mortgages
Bridging loans - Equity release loans - Business loans - Short-term finance

Discover how our personalised approach, expert guidance,
and commitment to excellence can help you achieve your financial goals.